Medicare Myth Or Fact? Test What You Know
Ten true-or-false questions about Medicare rules that often surprise people. You’ll see each answer right away, with a short explanation. It takes about 2 minutes.
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Everyone Is Signed Up For Medicare Automatically At 65.
Only people who already get Social Security or Railroad Retirement benefits at least 4 months before they turn 65 are signed up automatically. Everyone else needs to sign up, usually during the 7 months around their 65th birthday.
Get Your Turning-65 ChecklistOriginal Medicare Doesn’t Cover Most Routine Dental Care, Eyeglasses, Or Hearing Aids.
Original Medicare doesn’t cover most routine dental care, eyeglasses, or hearing aids. Some Medicare Advantage plans include some of this coverage, and you can also buy a separate dental, vision, or hearing plan.
Compare Your Options Side By SideYou Can Have A Medicare Advantage Plan And A Medicare Supplement At The Same Time.
A Medicare Supplement only works with Original Medicare. It can’t pay costs in a Medicare Advantage plan, and it’s against the law to sell you one while you have an Advantage plan, unless you’re switching back to Original Medicare.
Compare Your Options Side By SideYou Can Switch From Medicare Advantage To A Medicare Supplement Anytime, With No Health Questions.
You can leave Medicare Advantage at certain times of the year, but outside certain situations, Supplement companies can ask health questions and may turn you down. If it’s your first year in Medicare Advantage, you may have a right to switch back without them.
Read The Rules For SwitchingMedicare Supplement Plans With The Same Letter, Like Plan G, Cover The Same Things With Every Company.
Supplement plans are standardized, so a Plan G covers the same things no matter which company sells it. Prices and service can differ, so it’s worth comparing companies.
Take The Medicare Supplement QuizMedicare Supplement Plans Include Prescription Drug Coverage.
Supplement plans sold today don’t include drug coverage. Most people with a Supplement also join a Part D drug plan.
Compare Your Options Side By SideIf You Go Without Drug Coverage When You’re First Eligible, You May Pay A Penalty Later.
If you go 63 days or more without Part D or other creditable drug coverage after your first chance to join, a penalty can be added to your drug plan premium for as long as you have Medicare drug coverage. People with Extra Help don’t pay it.
Check With Our Part D Penalty CalculatorYour Medicare Plan Stays The Same Every Year Unless You Change It.
Plans can change their costs, covered drugs, and doctors every year. Your plan sends an Annual Notice of Change by September 30, and you can switch plans from October 15 to December 7.
Get A Free Plan ReviewMedicare Pays For Long-Term Care In A Nursing Home.
Medicare covers a short stay in a skilled nursing facility after a qualifying hospital stay, but not long-term care, like help with bathing or dressing. Medi-Cal may help pay for it if you qualify.
Plan Prices Are The Same Whether You Sign Up On Your Own Or With A Licensed Agent.
Licensed agents like us are paid by the insurance companies, so our help costs you nothing, and the plan costs the same either way.
Talk To A Licensed AgentThe Answers
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Everyone Is Signed Up For Medicare Automatically At 65.
Get Your Turning-65 Checklist -
Original Medicare Doesn’t Cover Most Routine Dental Care, Eyeglasses, Or Hearing Aids.
Compare Your Options Side By Side -
You Can Have A Medicare Advantage Plan And A Medicare Supplement At The Same Time.
Compare Your Options Side By Side -
You Can Switch From Medicare Advantage To A Medicare Supplement Anytime, With No Health Questions.
Read The Rules For Switching -
Medicare Supplement Plans With The Same Letter, Like Plan G, Cover The Same Things With Every Company.
Take The Medicare Supplement Quiz -
Medicare Supplement Plans Include Prescription Drug Coverage.
Compare Your Options Side By Side -
If You Go Without Drug Coverage When You’re First Eligible, You May Pay A Penalty Later.
Check With Our Part D Penalty Calculator -
Your Medicare Plan Stays The Same Every Year Unless You Change It.
Get A Free Plan Review -
Medicare Pays For Long-Term Care In A Nursing Home.
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Plan Prices Are The Same Whether You Sign Up On Your Own Or With A Licensed Agent.
Talk To A Licensed Agent
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After The Quiz
How A Licensed Agent Can Help
Medicare rules can be hard to apply to your own situation. A licensed agent can answer your questions and help you compare your options, at no cost to you.
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Licensed Agents Who Take The Time To Explain
Hello Insurance is an independent Medicare insurance agency. Our licensed agents help people with Medicare understand their options and choose coverage, patiently, with no pressure, and in your preferred language.
We’re paid by the insurance companies we work with, which lets us help you at no cost. Your well-being is our top priority, so we give you honest answers, even when the answer is that you don’t need to change anything.
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