Medicare Supplement Quiz: Plan G Or Plan N?
Answer five quick questions about your budget and coverage preferences (never your health) and see which of two popular Medicare Supplement (Medigap) plan types may fit your preferences. It takes about 60 seconds, and you’ll see your results right away.
This quiz is educational, asks no medical questions, and is not an application for coverage.
Is Keeping Your Monthly Premium As Low As Possible A Top Priority For You?
Would You Be OK Paying A Small Copay For Some Doctor Or Emergency-Room Visits If It Meant A Lower Monthly Premium?
Would You Rather Pay A Little More Each Month So Your Out-Of-Pocket Costs Stay As Predictable As Possible?
Do You Want Coverage For Part B “Excess Charges,” The Extra Amount (Up To 15%) Some Doctors May Bill Above The Medicare-Approved Amount?
Which Best Describes Your Current Medicare Situation?
Your Quiz Results
Based On Your Answers, Plan G May Be Worth A Closer Look.
Plan G tends to fit people who prefer paying a higher monthly premium in exchange for highly predictable out-of-pocket costs. After the annual Part B deductible, it covers most Medicare-approved costs, including Part B excess charges.
Based On Your Answers, Plan N May Be Worth A Closer Look.
Plan N tends to fit people who prefer a lower monthly premium and don’t mind small copays for some doctor and emergency-room visits. It does not cover Part B excess charges.
Your Answers Point To Both Plan G And Plan N.
Elements of both plan types match your preferences, so the right choice comes down to details like pricing in your area. That’s the kind of comparison a licensed agent can walk you through.
Good to know: you told us you have a Medicare Advantage plan. A Medicare Supplement only works with Original Medicare, so switching means leaving your Medicare Advantage plan, and in most cases you can only do that during certain times of the year. Depending on your situation, the insurance company may also ask health questions before selling you a Medicare Supplement plan.
Good to know: you need Medicare Part A and Part B before a Medicare Supplement plan can start. Your best time to buy one is your Medigap Open Enrollment Period, the 6 months starting when your Part B begins.
See Medicare Advantage And Medicare Supplement Side By Side
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Plan G and Plan N are standardized Medicare Supplement (Medigap) plan types offered by private insurance companies. Availability and premiums vary by location and insurer. Not connected with or endorsed by the U.S. government or the federal Medicare program.